Terms & Conditions

Last updated: July 31, 2026

Welcome to KeenPurse. These Terms & Conditions (“Terms”) govern your access to and use of keenpurse.com and its content, features, and services (collectively, the “Site”). In these Terms, “KeenPurse,” “we,” “us,” and “our” refer to the operator of the Site.

By accessing or using the Site, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Site.

1. Purpose of the Site

KeenPurse publishes general educational and informational content about personal finance, saving, investing, side hustles, and related topics. The Site is intended for a general audience and is not a personalized advisory, brokerage, tax, legal, or accounting service.

2. No Financial, Investment, Tax, Legal, or Professional Advice

Nothing on the Site is financial, investment, tax, legal, accounting, or other professional advice, and it should not be treated as a recommendation to buy, sell, hold, or use any security, investment, product, service, or strategy. Your circumstances, objectives, risk tolerance, and local laws may differ from examples discussed on the Site. Before making a financial decision, consult an appropriately qualified and licensed professional who can evaluate your individual situation.

For additional important information, please read our Disclaimer.

3. Eligibility and Acceptable Use

You may use the Site only for lawful, personal, and non-commercial purposes. You agree not to:

Violate any applicable law, regulation, or third-party right;
Copy, reproduce, republish, sell, license, or commercially exploit Site content without our prior written permission, except as permitted by law;
Use scraping, bots, crawlers, data-mining tools, or automated systems to access the Site in a way that burdens, disrupts, or bypasses its security or access controls;
Interfere with the Site, introduce malicious code, or attempt unauthorized access to systems, accounts, or data;
Impersonate another person or misrepresent your affiliation; or
Use the Site in a way that is abusive, fraudulent, defamatory, infringing, or otherwise harmful.

4. Intellectual Property

Unless otherwise noted, the Site and its original content, including articles, text, graphics, logos, designs, and compilations, are owned by or licensed to KeenPurse and protected by applicable intellectual-property laws. You may link to and share our content for personal, non-commercial purposes, provided you do not remove attribution or imply our endorsement. You may not republish full articles, reproduce substantial portions of the Site, or use our branding without prior written permission.

5. Accuracy, Availability, and AI-Assisted Content

We aim to provide useful and accurate information, but financial rates, laws, platform terms, product features, and market conditions can change quickly. We do not warrant that Site content is current, complete, accurate, or suitable for your purposes. You are responsible for independently verifying information before relying on it.

Some content may be created, researched, or edited with assistance from artificial-intelligence tools and may receive human editorial review. AI-assisted material can contain errors or become outdated. It is not a substitute for your own research or for professional advice.

We may update, remove, suspend, or discontinue any part of the Site at any time without notice. We do not guarantee uninterrupted, secure, or error-free access to the Site.

6. Third-Party Links, Products, and Services

The Site may link to third-party websites, products, services, tools, or offers. Those third parties are responsible for their own content, availability, privacy practices, terms, and transactions. A link does not mean KeenPurse endorses or guarantees a third party. You use third-party services at your own discretion and should review their terms and privacy policies.

7. Advertising and Affiliate Disclosure

KeenPurse may display third-party advertisements, including ads served through Google AdSense, and may participate in affiliate marketing programs. If you click an affiliate link and make a qualifying purchase, we may receive a commission at no additional cost to you. Advertising relationships or commissions do not change the price you pay unless a third party expressly states otherwise.

We aim to identify affiliate relationships clearly where material. However, you are responsible for evaluating any product, service, or offer before acting. For information about advertising cookies and privacy choices, please read our Privacy Policy.

8. Comments and User Content

If the Site allows comments, submissions, or other user content, you remain responsible for what you submit. You represent that you have the rights necessary to submit it and that it does not violate these Terms or any law. By submitting user content, you grant KeenPurse a non-exclusive, worldwide, royalty-free license to host, reproduce, display, and distribute that content as needed to operate, promote, and improve the Site.

We may, but are not obligated to, review, moderate, remove, or refuse user content at our discretion. We do not endorse user content and are not responsible for it.

9. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” KEENPURSE DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND AVAILABILITY.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KEENPURSE AND ITS OPERATORS, CONTRIBUTORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR INVESTMENT VALUE ARISING FROM OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR RELIANCE ON ITS CONTENT. Nothing in these Terms excludes liability that cannot lawfully be excluded or limited.

11. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless KeenPurse and its operators, contributors, and service providers from claims, liabilities, damages, losses, and expenses arising from your breach of these Terms, your misuse of the Site, or your violation of another person’s rights.

12. Governing Law and Severability

These Terms are governed by and construed in accordance with the laws of Spain, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or your use of the Site shall be subject to the jurisdiction of the courts of Spain, except where mandatory consumer-protection law gives you the right to bring a claim in another court or requires a different result. If any provision is found unenforceable, the remaining provisions will remain in effect. A failure to enforce any provision is not a waiver of it.

13. Changes to These Terms

We may modify these Terms from time to time. The updated version will be posted on this page with a revised “Last updated” date. Your continued use of the Site after changes become effective means that you accept the revised Terms.

14. Contact Us

For questions about these Terms, contact us at contact@keenpurse.com.